Growing Together
An authorised Financial Services Provider in terms of the FAIS Act. FSP No. 46980
Offers financial security for Berial of your loved ones.
Most important you choose benefits that suits your pocket
Inclusive on is benefits such as transportation of the Deaced to near a place of Berial at no cost to you
You can also choose to have premium waiver at a cost. Which will mean your loved ones will not have to worry about continuing paying a premium in case you pass on first
Value for your Rand.
Cover from R5000 to R70 000
It is an investment towards a financial goal that will pay for your Child education post Grade 12
Term for this policy is 10 years or more. Child needs to be at least 8 years or younger .The earlier you sign up the better as this is a long term investment and the better will be your investment returns
Minimum Premium R300
There is an option of including a Premium Waiver on an Education plan incase a policy holder passes a away first the child's dream to study can be fulfilled
As individuals we have different long-term Goals and Dreams, that one needs to save for, some save to buy a Car, House deposit others for their Wedding day.
It is the best financial planning as compared to getting yourself into debt by applying for a loan to fulfill your dream Everyone needs to save for the future as it is unpredictable
Minimum Premium R300
It is a Voluntary savings towards your retirement because you don't have compulsory Pension/Provident Fund or you supplementing it with suspicion it is not enough. Retirement Annuity is regulated by the same regulations that regulate Pension funds.It is Tax deductible and retirement you can only cash one-third of the Lampsum the balance you buy the post retirement Income. Retirement Annuity is mostly used as Vihicle to save on your PAYE
Depending on your age Pinimum Premium can be from as little as R300
It is a Voluntary savings towards your retirement because you don't have compulsory Pension/Provident Fund or you supplementing it with suspicion it is not enough. Retirement Annuity is regulated by the same regulations that regulate Pension funds.It is Tax deductible and retirement you can only cash one-third of the Lampsum the balance you buy the post retirement Income. Retirement Annuity is mostly used as Vihicle to save on your PAYE
Depending on your age Pinimum Premium can be from as little as R300
The Lampsum you get from your Pension/Provident Fund you buy the Income in the name of Living or Life Annuity from Company A, B or C depending on who is making financial sense and security As Jacrman Investments that is were we come in to make sure you get the best Income, so you can afford a Cup of coffee post retirement at your nearest Coffee shop. Depending on your needs you can buy:
Preservation Fund
Living Annuity or
Life Annuity
Lampsum Premiums/Single premium
We are living in where everything needs money. Without money life is a struggle and if you already have assets it will be difficult to maintain them or even more retain them.
Life Covers will be important to replace the lost Income, so whoever is left behind can continue looking after your loved ones without fail. Things like morgate bond can be fully settled, school funds, monthly commitments etc
It is also important to have this type of a cover whether you are employed or self employed. Remember the employer according to labor act can only pay for a certain time. This cover is more important to self employed people as you will have no income if you become sick for a long time. Basically it means you have insured a percentage of your salary, most policies of this kind payout 75% of your monthly income.
Most affordable cover in the industry, it only pays out if death is due to an Accident. (unnatural death)